About Assisted LivingAssisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.Complete guide to assisted livingBest of 2026 Assisted Living Winners
About Memory CareMemory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering. Complete guide to memory careBest of 2026 Memory Care Winners
About Independent LivingIndependent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.Complete guide to independent livingBest of 2026 Independent Living Winners
About Nursing HomesNursing homes provide short-and long-term care for seniors who have physical or mental health conditions that require 24-hour nursing and personal care.Complete guide to Nursing Homes
About Senior LivingSenior living is a term used to describe various housing and care options for older adults from maintenance-free, 55+ facilities for active seniors, to secure, fully staffed facilities for seniors with Alzheimer's or dementia. Complete guide to senior livingFind senior living facilities near you
About Senior ApartmentsSenior apartments offer accessible living for seniors who are generally active, healthy, and able to live on their own.Complete guide to Senior Apartments
About Care HomesResidential care homes are shared neighborhood homes for seniors who need a live-in caregiver to assist with activities of daily living, like dressing and bathing.Complete guide to care homes
Veteran ResourcesVA benefits for long-term care, such as Aid and Attendance benefits, can help eligible veterans and their surviving spouses pay for senior care.Guide to VA benefits for long-term care
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10 Best Independent Living Facilities in Naperville, IL

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The average starting cost of independent living in Naperville, Illinois, is $3,412 per month, according to A Place for Mom’s proprietary data. Based on our ranking methodology, the top-rated independent living communities in Naperville are HarborChase of Naperville, Monarch Landing, a CCRC and StoryPoint Naperville.

Independent living in Naperville offers a maintenance-free way to enjoy this western Chicago suburb with access to the Riverwalk, downtown dining, parks, forest preserves, and nearby health care. Local communities often offer private apartments, dining, activities, transportation, housekeeping, fitness programs, pet-friendly amenities, and social events. Using our local proprietary data, we created this guide to compare costs, real reviews, local resources, and senior-friendly highlights in Naperville.

Naperville Independent Living Facilities | 14663 Reviews

Showing 524 communities
Last Updated: 11/11/26
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Photo of Solstice at Palatine
2020 Photos available
66 Floor plans available
7.8
Review score
96 reviews
7.8
Review score
96 reviews
5 star
53%
4 star
32%
3 star
8%
2 star
4%
1 star
3%
See all reviews
The people there, the staff is very friendly and helpful. Actually, even the tenants are very friendly. I have recommended to others already
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Solstice Senior Living at Palatine is situated in the heart of downtown Palatine, where our residents enjoy easy access to adventure, entertainment and community – all less than an hour from the excitement of Chicago. Family members and caregivers find comfort in the availability of on-site...
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Photo of Bickford of Crystal Lake
1616 Photos available
7.8
Review score
41 reviews
7.8
Review score
41 reviews
5 star
45%
4 star
24%
3 star
17%
2 star
2%
1 star
12%
See all reviews
The place is clean. Overall. They take care of my moms laundry very routinely Room size is great. Staff has been great. During the night some nights she is not checked in as much as suppose to be. Nurses are...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
There's a reason Bickford stands out in the world of senior living. Our focus? Ensuring your loved one feels at home, with delicious meals straight from our scratch kitchen, a roster of engaging activities, and the constant company of our devoted caregivers. But that's not all. Our HigherPath...
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Photo of Belmont Village Buffalo Grove
1414 Photos available
66 Floor plans available
7.7
Review score
94 reviews
7.7
Review score
94 reviews
5 star
50%
4 star
33%
3 star
9%
2 star
3%
1 star
5%
See all reviews
I would say the overall experience is 4 stars. The staff is helpful, food and activities are fine. Communication is also fine. I would recommend them to others who are searching for senior living for their...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Belmont Village Buffalo Grove is home to the perfect blend of comfort, personalized care and active living. Our beautifully landscaped senior living community is nestled in the heart of the attractive residential suburb of northwest Chicago, surrounded by premier dining, shopping and...
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Photo of Courtyard at McHenry
1919 Photos available
7.7
Review score
58 reviews
7.7
Review score
58 reviews
5 star
56%
4 star
22%
3 star
14%
2 star
3%
1 star
5%
See all reviews
What we like the most about the community is that it is a self enclosed community, stand alone building bright wide hallways, places to gather, light in all rooms from the courtyard. And a closed hallway in...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
The Courtyard at McHenry is an Independent, Assisted Living Campus with Memory Care located on 13 acres of gorgeous wooded property in the Heart of the Fox River Valley in McHenry, IL. With a quaint downtown district that offers historic buildings and specialty shopping, along with a variety of...
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Photo of Lakewood Tower
2828 Photos available
7.7
Review score
7 reviews
7.7
Review score
7 reviews
5 star
57%
4 star
29%
3 star
0%
2 star
0%
1 star
14%
See all reviews
Everything is very good. Maintenance is great. Apartment size is small and the layout wasn't like the paper that was given. So furniture was bought for the layout but fortunately I could make it work....
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Welcome to Lakewood Tower Apartments where you will find a beautiful new apartment home for active adults 62 and better, at an affordable price. We offer senior living at its best; where our residents come first!Beautiful Lake Villa is the perfect location for your new apartment home. We are just...
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Photo of Royal Estates Assistive Living
88 Photos available
7.7
Review score
11 reviews
7.7
Review score
11 reviews
5 star
64%
4 star
9%
3 star
9%
2 star
0%
1 star
18%
See all reviews
A friend of mines lives in this facility.She brags on how great her care is especially the maintenance crew.She is always happy when [name removed] comes and fix things.Keep making our elderly feel great....
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
At Royal Estates Assistive Living we are dedicated to excellence in Senior Living Care for aged 65 and older. Those that choose our care will be served with dignity, professionalism, respect, and compassion. Choosing to move to assisted living is not always an easy decision. When you visit us...
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Photo of Alden Horizon
55 Photos available
7.5
Review score
6 reviews
7.5
Review score
6 reviews
5 star
67%
4 star
33%
3 star
0%
2 star
0%
1 star
0%
See all reviews
I like verdia in the office very much. We don't have full time maintaining and it shows. The security is broken so we habe to use our keys. That is a huge inconvenience. The residence are friendly and quick...
Provides: Senior Apartments
Care types provided by this community
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Alden Horizon Senior Living is a community located in Aurora, Illinois. Here at Alden Horizon, it is our sole goal to provide our residents with the best care they can receive, while providing a luxurious and rich life that they will enjoy and never get bored. Even if a residents health needs...
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Photo of The Pointe at Eastgate
1818 Photos available
7.5
Review score
32 reviews
7.5
Review score
32 reviews
5 star
50%
4 star
28%
3 star
13%
2 star
0%
1 star
9%
See all reviews
My mother has moved into The Point at Eastgate. Our overall experience I would say is good. The staff is very nice. They have abundant activities. The cleanliness of the building and rooms are excellent. The...
Provides: Assisted Living, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Part of the magic of retirement is that it's time to relax and enjoy all you've worked for through the years. It's time to dream. Time to socialize. Time to take up a new hobby. Because we are a rental community, there is no long term financial commitment or ownership through an endowment fee....
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Photo of Heritage Woods of Dwight
2323 Photos available
22 Floor plans available
7.5
Review score
13 reviews
7.5
Review score
13 reviews
5 star
69%
4 star
23%
3 star
8%
2 star
0%
1 star
0%
See all reviews
For the most part it's all been good. Some of the food could be better but overall she likes it. I would recommend it to others.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Heritage Woods of Dwight is an assisted living community located in Dwight, IL. Dwight, which contains a stretch of the original famous U.S. Route 66, lies 80 miles southwest of Chicago. The town boasts a rich history, and is home to numerous landmarks and monuments. With well-preserved...
Photo of Evergreen Senior Living - Orland Park
1717 Photos available
7.5
Review score
52 reviews
7.5
Review score
52 reviews
5 star
73%
4 star
19%
3 star
0%
2 star
4%
1 star
4%
See all reviews
So far I would rate Evergreen a 4 out of 5 stars. The staff is generally friendly and professional and I feel that my Mom is in good hands. The food seems pretty good on most days. And they keep things very...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Evergreen Senior Living offers worry-free living, where independence thrives and compassionate care is always nearby. Our beautiful campus offers lovely assisted living options and unmatched memory support. We offer both long-term care and short-term respite care. We welcome you to learn more and...
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Photo of Evolve at Lake Zurich
55 Photos available
55 Floor plans available
7.4
Review score
25 reviews
7.4
Review score
25 reviews
5 star
52%
4 star
40%
3 star
4%
2 star
4%
1 star
0%
See all reviews
The staff is very friendly and engage with the residents often. My in laws can be picky about food quality. There have been a couple but being able to order on a menu and choose your meals have really made...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Dedicated to Good LivingPathway to Living’s longstanding mission is to transform the way society thinks about aging and senior living. Azpira Place of Lake Zurich community is an extension of that promise. We are steadfast in our commitment to cultivate a genuine home for you or your loved one....
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Photo of Bickford of Gurnee
1212 Photos available
Pricing promotion expiring soon
7.3
Review score
19 reviews
7.3
Review score
19 reviews
5 star
21%
4 star
32%
3 star
5%
2 star
26%
1 star
16%
See all reviews
I have found Bickford a beautiful place fur respite and healing. The facility is well laid out and homey. After my injury I needed more time to recover. Bickford provided that. Thank you to the staff. Yuri...
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Bickford isn’t just another senior living community. Our caregiver family is committed to ensuring that every resident lives their most fulfilling life. Here, your loved one will savor meals made from scratch, always have a dedicated caregiver by their side, and enjoy a vibrant social calendar. A...
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Photo of Bridgeway of Bensenville
11 Video available
1717 Photos available
7.2
Review score
147 reviews
7.2
Review score
147 reviews
5 star
62%
4 star
20%
3 star
9%
2 star
2%
1 star
7%
See all reviews
Over all it was a good experience. More staff would be nice, activities were great, food could be better, not a lot of heathy foods. Room size, most of the apt are 2 bedrooms and 2 bath and they do expect a...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Bridgeway of Bensenville features independent living homes and apartments offering a worry-free lifestyle. Additionally, Bridgeway of Bensenville offers various levels of assisted living and memory care to those that require more help with daily activities.Lifestyle Amenities:Choice of large...
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Photo of Independence Village Naperville
77 Photos available
Pricing promotion
5 star
86%
4 star
13%
3 star
0%
2 star
0%
1 star
1%
See all reviews
Our parents have been here a year and a half now and we love this for them. Dad, who is becoming forgetful, is safe and loves taking walks in the lobby and seeing people who know who he is. Even mom, who...
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
For over 40 years, Independence Village has been more than just a place to live — it’s been a place to belong. As a family-owned and operated community, we’ve dedicated ourselves to making the senior years not only comfortable, but truly meaningful. Every decision we make is driven by compassion,...
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Photo of Arden Active Living
1212 Photos available
5 star
83%
4 star
0%
3 star
0%
2 star
0%
1 star
17%
See all reviews
It's a clean, friendly environment. The apartments are very good and brand new. I wouldn't say it's a true senior living community though. I was surprised to find that there are children there and a whole...
Provides: Independent Living, Senior Apartments
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Senior Apartments: Senior apartments offer accessible, no-frills living for seniors who are generally active, healthy, and able to live on their own.
Photo of The Gardens of Waterford
1111 Photos available
5 star
61%
4 star
24%
3 star
10%
2 star
5%
1 star
0%
See all reviews
I would recommend 100% because of everything they offer. The price is the highest I've seen but since they take Medicaid it ends up working out. We picked this community, because they could get my dad on...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
At Alden of Waterford, you become part of a continuum of care community offering the warmth of a friendly village, the amenities of a lively resort and the skilled medical services of a superb health facility all within pleasant, safe surroundings. Should you ever need rehab therapy or treatment...
Photo of Heritage Woods of Bolingbrook
1313 Photos available
22 Floor plans available
5 star
31%
4 star
54%
3 star
15%
2 star
0%
1 star
0%
See all reviews
The staff here is friendly and caring. The building is always neat and clean. The atmosphere is pleasant. Things are going just fine so far and I do not have any complaints about Heritage Woods.
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
At Heritage Woods of Bolingbrook, we offer a variety of community features. Residents can enjoy regular off-site adventures and excursions. Cats and dogs are allowed in private quarters. Our property is conveniently located near accessible public transportation. Free resident parking available at...
Photo of High Point Fox Valley
22 Photos available
5 star
40%
4 star
13%
3 star
7%
2 star
13%
1 star
27%
See all reviews
The staff here are amazing ! Down to earth and friendly... You have access to both Directors as they give you their cell phone numbers. I had to contact one of them at night and she responded back to me...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Photo of Lacey Creek Supportive Living
1111 Photos available
22 Floor plans available
7.0
Review score
16 reviews
7.0
Review score
16 reviews
5 star
49%
4 star
19%
3 star
13%
2 star
13%
1 star
6%
See all reviews
I would say that it was a wonderful place for parents on fixed income. And even if you are private pay they provide a ton of activities and access. It is located in a great spot as well within reach of...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Lacey Creek is a highly rated assisted living community in the greater Chicago area for seniors 65 and over. We offer a wide range of amenities and services so our residents feel right at home as they make new friends and engage in social and wellness programs. They can enjoy a maintenance-free...
Photo of The Whitley
2222 Photos available
1.0
Review score
27 reviews
1.0
Review score
27 reviews
5 star
48%
4 star
30%
3 star
15%
2 star
0%
1 star
7%
See all reviews
While there have been many challenges during this pandemic, the commitment and care of the team is exceptional. My father is patiently attended to and we are very grateful.
Provides: Assisted Living, Memory Care
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
The Whitley - Refined, Personalized Assisted Living and Memory Care About Us: The Whitley is dedicated to providing the highest-quality care in an exceptional setting for seniors in the Aurora area. We offer personalized services that cater and focus on your loved ones physical, emotional and...
Photo of Heritage Woods of Plainfield
1818 Photos available
22 Floor plans available
5 star
61%
4 star
33%
3 star
6%
2 star
0%
1 star
0%
See all reviews
I was very pleased with Heritage woods. The people and staff were very friendly, they had interactive activities, the food was pretty good, and the facility was clean. My dad [name removed] lived there for...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Heritage Woods of Plainfield is an affordable assisted living community serving adults 65 or older, fully certified by the Illinois Department of Healthcare and Family Living. Situated in Northwest Will County, Illinois about 35 miles southwest of Chicago, Heritage Woods is a lovely supportive...
Photo of Downers Grove Senior Living
1212 Photos available
7.1
Review score
20 reviews
7.1
Review score
20 reviews
5 star
47%
4 star
19%
3 star
10%
2 star
5%
1 star
19%
See all reviews
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
At Downers Grove Senior Living, we believe that independence and support can go hand in hand.Our Assisted Living community is designed for older adults who value their autonomy but appreciate a helping hand with daily activities. Residents enjoy a vibrant lifestyle in a welcoming environment,...
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Photo of The Oasis of Plainfield
66 Photos available
5.8
Review score
7 reviews
5.8
Review score
7 reviews
5 star
29%
4 star
0%
3 star
0%
2 star
14%
1 star
57%
See all reviews
Staff is very friendly and takes great care of ensuring residents feel included. Lots of great activities and food is very good. A few more always available options and having menus at the table would...
Provides: Assisted Living, Memory Care, Independent Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
Memory Care: Memory care facilities provide housing, care, and therapies for seniors who have Alzheimer’s disease or other forms of dementia in an environment designed to reduce confusion and prevent wandering.
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
The Oasis of PlainfieldOpening late summer 2025!Nestled a short distance from the heart of historic downtown Plainfield, our Plainfield community is designed to be a place of peace and belonging—a warm, home-like environment where residents feel safe, supported, and engaged. Comfort is at the...
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Photo of Heritage Woods of Batavia
1010 Photos available
5 star
56%
4 star
26%
3 star
4%
2 star
7%
1 star
7%
See all reviews
I love this place!!!.. This is the second time my mom has been here and the staff is sooo accommodating and they make the process so non stressful.. the rooms are so nice!!... the food is great!!..From the...
Provides: Assisted Living
Care types provided by this community
Assisted Living: Assisted living facilities offer housing and care for active seniors who may need support with activities of daily living, like bathing, dressing, and medication management.
The Heritage Woods affordable assisted lifestyle community has compassionately served adults 65 and older of all incomes who may need some help to maintain their independence since the community opened for occupancy in 2003. We provide a wonderful alternative to a nursing home or the lonely...
Photo of Beacon Hill a CCRC
1414 Photos available
5 star
0%
4 star
0%
3 star
0%
2 star
0%
1 star
0%
See all reviews
Provides: Independent Living
Care types provided by this community
Independent Living: Independent living facilities offer convenient, hassle-free living in a social environment for seniors who are active, healthy, and able to live on their own.
Beacon Hills is a comfortable and relaxed independent living community in Lombard, Illinois. It is conveniently located very close to lots of shopping opportunities in Lombard such as the Yorktown Center and the nearby Ronal Regan Memorial Tollway for easy access. Each day, we endeavor to...

Our methodology

How we rank order the Naperville community options above

We developed a proprietary recommendation system that orders Naperville community options based on factors we know are important to seniors and their families:

  • Proximity to your search location
  • Availability of recent, high-quality reviews
  • The amount of detailed community information available

Where we source our information

14,000+ communities

We collect proprietary data from our network of 14,000+ senior living communities in the U.S., with regular refreshes of data and information

350,000+ reviews

We have 387,000+ reviews from senior living residents and family members that provide first-hand accounts about senior living communities

Read our full methodology

How much does independent living cost in Naperville, IL?

The average starting cost of independent living in Naperville is $3,412 per month, according to A Place for Mom’s proprietary data.[01] This figure is based on starting base rent and may not include care services, premium amenities, upgraded floor plans, third-party services, or other extras.

Your actual monthly cost can vary based on the community’s location, apartment size, floor plan, amenities, dining package, transportation options, and add-on fees. Some communities may also charge separately for guest meals, salon services, or upgraded in-unit features.

The average cost of independent living in Naperville is higher than both the Illinois average of $3,360 and the national average of $3,532. Naperville’s overall cost of living is about 7% higher than the national average and 3% higher than the average for Illinois cities, according to the Economic Research Institute.[02]

Independent living in Naperville also starts higher than assisted living at about $6,058 per month and memory care at about $6,131 per month. This pricing pattern can happen because independent living starting rates often bundle housing, amenities, dining, maintenance, lifestyle programming, and convenience services. Assisted living and memory care may start with a lower base rate and then add separate fees for personal care or dementia-focused support.

Read more: Assisted Living vs. Independent Living: What’s the Difference?

The charts below are also based on average starting costs and do not include fees for care services, certain amenities, and any other extras.

Independent living costs in Naperville, IL, vs. state and national averages

Naperville, IL
$3,412/mo
U.S. national average
$3,532/mo

Independent living costs in Naperville, IL, vs. other senior living options

$8,084/mo
Independent Living
$3,412/mo

Independent living costs in Naperville, IL, by floor plan type

Studio
$2,838/mo
1 Bedroom
$4,039/mo
2 Bedroom
$5,133/mo

Senior living costs in Naperville vs. state and national costs

Cost comparison table showing community type costs by location. This table contains 3 rows of data across 4 columns.
Column communityType: Community type
Column destination: Naperville, IL
Column state: Illinois
Column national: U.S.
Community typeNaperville, ILIllinoisU.S.
Independent Living$3,412/mo$3,360/mo$3,532/mo
Assisted Living$6,704/mo$6,413/mo$5,909/mo
Memory Care$8,084/mo$7,829/mo$7,121/mo
Independent Living
Naperville, IL:$3,412/mo
Illinois:$3,360/mo
U.S.:$3,532/mo
Assisted Living
Naperville, IL:$6,704/mo
Illinois:$6,413/mo
U.S.:$5,909/mo
Memory Care
Naperville, IL:$8,084/mo
Illinois:$7,829/mo
U.S.:$7,121/mo
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

Independent living costs in Naperville, IL, over time

The line graph below shows how monthly independent living costs have shifted over the past five years in Naperville and how those changes compare with state and national trends. The figures represent quarterly averages of what seniors actually paid after moving into A Place for Mom partner communities.

Naperville, ILIL stateNational

Independent living cost trends in Naperville, IL

The table below shows how monthly independent living costs in Naperville have changed in the last two years and how those changes compare with state and national trends. The figures represent averages of actual costs paid by seniors who moved into A Place for Mom partner communities in 2023 and 2024.

Cost comparison table showing 2023 and 2024 average costs by location. This table contains 3 rows of data across 4 columns.
Column location: Location
Column cost2024: 2024 average cost
Column cost2023: 2023 average cost
Column percentChange: Percent change
Location2024 average cost2023 average costPercent change
Naperville, IL$3,249/mo$3,092/mo+5.1%
Illinois$3,221/mo$3,061/mo+5.2%
National$3,416/mo$3,319/mo+2.9%
Naperville, IL
2024 average cost:$3,249/mo
2023 average cost:$3,092/mo
Percent change:+5.1%
Illinois
2024 average cost:$3,221/mo
2023 average cost:$3,061/mo
Percent change:+5.2%
National
2024 average cost:$3,416/mo
2023 average cost:$3,319/mo
Percent change:+2.9%
Table showing 5 of 3 items. Click to show less.
Table showing 5 of 3 items. Click to show less.

How to pay for independent living in Naperville

Since independent living focuses on housing, convenience, amenities, dining, transportation, and social connection rather than personal or medical care, most residents pay out of pocket. Public benefits may help with eligible health care or support services separately if you later need assistance, but they generally do not pay for independent living rent, meals, or lifestyle amenities.

Private pay options

Residents often use personal income and assets to cover independent living costs. Common private pay options include:

Read more: How to Pay for Independent Living: 5 Methods

VA benefits

The U.S. Department of Veterans Affairs (VA) offers pension, disability, health care, and survivor benefits for eligible veterans and their families. VA benefits do not typically pay independent living rent directly, but they may help with income, health care, or eligible services that support your retirement budget.

Common VA benefits that may help include:

If you eventually need assistance while living in an independent living apartment, certain services through VA health benefits, such as home care, may be provided where you live. You may also qualify for the Aid and Attendance benefit to help pay for eligible care services.

VA applications may involve military, medical, and financial records. A VA-accredited benefits counselor or local veterans service officer can help you understand eligibility and reduce the risk of delays, denials, or a pension penalty period.

Read more: VA Aid and Attendance Benefit: Eligibility, Application Process, and Approval Tips

Resources for veterans in Naperville

Naperville is home to nearly 3,000 veterans, or 2.5% of the city’s population.[03] To help these veterans and their families access the benefits and care they’ve earned, several local organizations and agencies provide personalized assistance and support, such as:

  • Aurora VA Clinic
    161 S. Lincolnway, Suite 120
    North Aurora, IL 60542
    Phone: 630-859-2504

Medicaid

Medicaid is a joint federal and state program that helps eligible people pay for health care and long-term support. In Illinois, older adults may qualify through the Community Care Program, the Persons who are Elderly Waiver, Aid to the Aged, Blind, and Disabled (AABD), or the Supportive Living Program.[04,05,06,07]

Illinois Medicaid does not pay for independent living rent, meals, room and board, or lifestyle amenities. However, if your needs change, these programs may help cover eligible care services you receive in your apartment or another community setting. Depending on the program, covered services may include:

Eligibility varies by program, but it often depends on your age, income, assets, care needs, and whether you meet a nursing facility level of care. Some waiver programs may also have limited provider availability or waiting lists, so it’s best to confirm current options before including Medicaid in your independent living budget.

Read more: Medicaid Long-Term Care: What Is It and What’s Covered?

Medicaid resources in Naperville, Illinois

To apply for Illinois Medicaid, elderly residents of Naperville can:

  • Apply online through Application for Benefits Eligibility (ABE)
  • Call the Illinois Department of Human Services Help Line at 800-843-6154
  • Visit a local Family Community Resource Center
  • Mail, email, or fax a completed application after downloading the proper form

If you have questions about eligibility, need help completing an application, or want to check on the status of a submission, these local resources may be able to help:

Medicare

Medicare is federal health insurance for adults 65 and older, as well as some younger people who have qualifying disabilities or medical conditions.[08] Medicare does not pay for independent living rent, meals, housing, or lifestyle amenities.

You can still use Medicare for approved medically necessary services while living in an independent living community. This may include doctor visits, hospital care, prescription medications, durable medical equipment, therapy, or short-term home health care if you meet Medicare’s eligibility requirements.

Medicare resources in Naperville

For free and unbiased information about Medicare benefits, elderly residents in Naperville can contact:

What families are saying about independent living in Naperville

Recent reviews for independent living in Naperville

Liberty Village in Elmhurst, IL

5.0
I could not be happier with the Liberty Village community is every regard. [name removed] and [name removed] has been amazing and I am very happy that my father is there. Based on the experience we have had so far, we would recommend this community to other families.

Wittenberg Village, a CCRC in Crown Point, IN

4.7
I moved in and liked it so much I bought a second apartment for my mother! The staff is the most caring I have ever encountered and the facility is top-notch. Hope to meet you soon.

Lakeland Apartments in Fox Lake, IL

5.0
We think this is a really good community and every time we come to visit things look clean and well taken care of. The outside of the building and everything around it is well maintained. The property manager [name removed] has been so wonderful to work with. She has been very helpful, ...
Read more

Reviews mention these favorite features of communities

Friendly and helpful staff. Many reviews mention the kindness and attentiveness of the staff at various communities, including The Timbers of Shorewood, Lisle Creek Estates, and Prairie Path, who go the extra mile to make residents and their families feel welcome and supported.
Community atmosphere and friendships. Residents often speak of forming strong bonds with their neighbors and new friends at their communities, such as Wyndemere, a CCRC, Brookdale Glen Ellyn, and The Luxe Residences of Aurora, creating a sense of belonging and community.
Variety of activities and social opportunities. Activities and social events are a key aspect of life at many senior living communities, including Monarch Landing, a CCRC, American House Cedarlake, and Immanuel Residences, where residents can engage in hobbies, learn new skills, and meet others with similar interests.
Delicious and accommodating meals. Meals are a highlight for many residents, with communities like StoryPoint Naperville, The Timbers of Shorewood, and American House Cedarlake offering nutritious and flavorful options that cater to individual dietary needs and preferences.
Beautiful and well-maintained living spaces. From spacious apartments to well-manicured grounds, the physical environment of a senior living community is important, with communities like The Luxe Residences of Aurora, Alden Horizon, and The Lakes and Superior at Waterford offering attractive and clean living spaces that residents tak ...
Read more
Effective communication between families and staff. Clear and consistent communication between families and staff is crucial for peace of mind and ensuring care needs are met, as mentioned in reviews for Monarch Landing, a CCRC, Brookdale Glen Ellyn, and Lisle Creek Estates.
AI generated from the text of family reviews

What is independent living like in Naperville?

Naperville gives independent living residents a suburban setting with easy access to restaurants, parks, trails, shopping, health care, and Chicago-area transportation. Local communities can help make that lifestyle easier by taking care of chores like maintenance, housekeeping, dining, and some transportation, while still giving you your own private space and routine.

Private apartments with fewer household chores

Many Naperville independent living communities offer apartment-style homes with practical features for everyday comfort. Of A Place for Mom’s partner communities, nearly 95% offer housekeeping, Wi-Fi or high-speed internet, and kitchen options, while about 89% offer wheelchair-accessible showers. All partner communities offer resident parking, indoor and outdoor common areas, libraries, meeting rooms, outside patios, and raised garden beds.[01]

An active social calendar

Naperville communities offer plenty of ways to stay busy without having to plan every outing yourself. All local partner communities with reported data offer day trips and outings, happy hours, live dance or theater performances, educational speakers or lifelong learning, trivia games, BBQs or picnics, birthday parties, and holiday parties.[01]

Many communities also support hobbies and wellness. Nearly 95% offer yoga or chair yoga, live musical performances, and gardening clubs, while nearly 90% offer wine tasting, cards or pinochle clubs, and community service programs.[01]

Dining options

Dining is a major part of independent living in Naperville. Nearly 95% of local partner communities with reported data provide meals, guest meals, and restaurant-style dining, while about 84% have a professional chef. Many also offer dietary accommodations such as low-sodium, vegetarian, gluten-free, no-sugar, and vegan options.[01]

Naperville independent living services and amenities

These charts highlight some of the many care, dining, and entertainment offerings available in Naperville independent living communities. They don’t represent all possible services and amenities available at assisted living communities in Naperville, but support comparisons against nationwide offerings. Our Senior Living Advisors can help you find communities that fit your preferences.

Availability of select dietary accommodations in Naperville independent living

Independent living communities help seniors maintain a balanced diet by accommodating their health needs, allergies, and other restrictions. Below you’ll find the percentage of Naperville partners making specific dietary accommodations for seniors compared to the percentage of assisted living partners making those accommodations nationally.
Naperville, ILNational
Nutritionist / dietician
Nutritionist / dietician
33%
21.2%
Low / no sodium
Low / no sodium
39.1%
35.9%
No sugar
No sugar
36.1%
32.1%
Vegetarian
Vegetarian
36.8%
34.9%
Pureed meals
Pureed meals
16%
11.8%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select dining options in Naperville independent living

Our independent living communities know that seniors want top-quality meals and options for how they dine. The chart below indicates the percentage of Naperville communities that offer dining options to their discerning residents compared to our partners nationally.
Naperville, ILNational
Professional chef
Professional chef
40.5%
37.6%
Restaurant style dining
Restaurant style dining
47.3%
44.9%
Room service
Room service
36.1%
38.2%
Anytime dining
Anytime dining
17.9%
17.9%
0.0%20.0%40.0%60.0%80.0%100%

Availability of select programs and activities in Naperville independent living

Senior living communities offer a variety of programming to keep seniors socially, mentally, and physically vibrant. The chart below shows what percentage of partnered independent living communities in Naperville offer the selected activities, amenities, and programs compared to the percentage of partners nationwide.
Naperville, ILNational
Activity director
Activity director
49%
46.7%
Pet-focused programs
Pet-focused programs
34.9%
29.4%
Community service programs
Community service programs
38.5%
34.3%
Devotional activities on-site
Devotional activities on-site
53.4%
48.4%
Parties / BBQs / happy hour
Parties / BBQs / happy hour
53.8%
50.2%
Outings / off-site activities
Outings / off-site activities
60.5%
55%
Piano or organ
Piano or organ
42.9%
44.3%
Arts and crafts center
Arts and crafts center
44.3%
39.9%
Educational speakers / life long learning
Educational speakers / life long learning
45.4%
43.2%
Clubs / games / karaoke
Clubs / games / karaoke
52.3%
48.5%
Live performances
Live performances
51.1%
48.1%
Dances
Dances
35.1%
34.6%
Fitness center
Fitness center
39.9%
40.8%
Fitness classes
Fitness classes
50.2%
47.8%
0.0%20.0%40.0%60.0%80.0%100%

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Unfamiliar with Naperville? Highlights for seniors

Naperville is a western Chicago suburb with more than 153,000 residents, and adults 65 and older make up 18% of the population.[03] For independent living residents, the city offers a practical mix of nearby hospitals, parks, libraries, restaurants, shops, community programs, and transportation options.

Top hospitals for seniors in Naperville

Naperville and nearby western suburbs have several hospitals and medical centers that can support routine care, specialist visits, emergency care, rehabilitation, and other health needs during retirement.

A graphic of a capital letter H in a circle

Edward Hospital is located in Naperville and offers emergency care, surgery, heart and vascular care, cancer care, orthopedics, rehabilitation, and other specialty services.

A graphic of a capital letter H in a circle

Northwestern Medicine Central DuPage Hospital in nearby Winfield provides emergency care, specialty care, surgery, rehabilitation, and services across several areas important to older adults.

A graphic of a capital letter H in a circle

RUSH Copley Medical Center in Aurora offers emergency services, heart care, cancer care, orthopedics, surgery, rehabilitation, and other hospital services west of Naperville.

Transportation for seniors in Naperville

Many independent living residents use community transportation for appointments, errands, shopping trips, and group outings. In Naperville, nearly 95% of A Place for Mom’s independent living partners provide complimentary transportation, while about 63% offer transportation at cost.[01]

Public and community-based options are also available. Metra provides commuter rail service from Naperville and Route 59 stations, and Pace operates local and regional bus service. Ride DuPage offers curb-to-curb transportation for eligible older adults and people with disabilities, while Ride Assist Naperville provides volunteer rides to medical appointments for registered older adults.

WalkScore considers Naperville a car-dependent city and gives it the following scores:[09]

Transportation card image
34

Walk Score

Transportation card image
12

Transit Score

Transportation card image
45

Bike Score

Things to do in Naperville for seniors and their families

Naperville offers a mix of walkable downtown outings, cultural attractions, parks, performances, and local programs that can work well for independent living residents, visiting friends, and family members.

Downtown, history, and family-friendly outings

Downtown Naperville has several easygoing places to explore, whether you want a quiet walk, a casual meal, a history-focused afternoon, or an outing with grandchildren.

  • The Naperville Riverwalk gives residents and visitors a scenic place to walk, sit, people-watch, and enjoy the DuPage River close to downtown shops and restaurants.
  • Downtown Naperville offers restaurants, cafes, boutiques, seasonal events, and walkable streets for relaxed shopping or dining with friends and family.
  • Naper Settlement is a 13-acre outdoor history museum with exhibits, programs, and historic buildings that can appeal to older adults and multigenerational visitors.
  • DuPage Children’s Museum can be a good option for residents spending time with grandchildren, with hands-on exhibits and family programming.
  • Millennium Carillon in Moser Tower is located near the Riverwalk and offers another local landmark to visit when you want a short outing close to downtown.

Parks, fitness, and lifelong learning

If you enjoy fresh air, gardens, birds, or gentle walking paths, Naperville and nearby DuPage County have several outdoor spaces that work well for solo visits, group outings, and family time.

  • Knoch Knolls Nature Center offers nature exhibits, trails, and a quieter setting for residents who enjoy birds, plants, and time outdoors.
  • Springbrook Prairie Forest Preserve is a large Naperville preserve with trails, prairie views, birding, and picnic areas.
  • The Morton Arboretum in nearby Lisle offers gardens, walking paths, seasonal displays, classes, and scenic drives through tree collections and natural areas.
  • Cantigny Park in nearby Wheaton offers gardens, museums, walking areas, restaurants, and events in a setting that can work well for a half-day outing.
  • Centennial Beach is a seasonal Naperville Park District facility that may be a fun option for residents visiting with grandchildren during the summer.

Performances, concerts, and local events

Naperville has several indoor and outdoor venues that make it easy to enjoy music, theater, community events, and seated entertainment close to home.

Classes, clubs, and local programming

If you want to explore programs beyond your independent living community, Naperville has several places to find fitness classes, book clubs, adult education, volunteer opportunities, and community activities.

Independent living laws and regulations in Illinois

Independent living communities aren’t typically licensed or regulated in the same way as assisted living and memory care communities. However, these communities must often meet state and city requirements, including building codes, fire safety regulations, and tenant rights laws that protect residents and renters. Learning about how independent living is regulated can help you make informed senior living decisions.

Read more: Independent living regulations in Illinois

Frequently Asked Questions

The average cost of independent living in Naperville, Illinois, is $3,412 per month.
No, Medicare will not pay for independent living rent, meals, or lifestyle amenities in Naperville. It may still cover approved medical services you receive while living in an independent living community.
Social Security does not have a special independent living benefit, but you can use your personal Social Security income toward independent living costs.
Illinois Medicaid may cover certain medically necessary home- and community-based services for eligible residents, but it will not pay for independent living room and board, rent, meals, or lifestyle amenities.

References

  1. A Place for Mom. (2026). A Place for Mom proprietary data.

  2. Economic Research Institute. (2026, May 5).  Cost of living data in Naperville, Illinois, United States.

  3. Census Reporter. (2024). Naperville, IL.

  4. Illinois Department on Aging. Community Care Program.

  5. Illinois Department of Healthcare and Family Services. Illinois Persons who are Elderly waiver.

  6. Illinois Department of Human Services. Aid to the Aged, Blind, and Disabled (AABD).

  7. Illinois Department of Healthcare and Family Services. Illinois Supportive Living Program.

  8. Medicare.gov. Medicare.

  9. Walk Score. (2026). Living in Naperville.

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The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.
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1.

A Place for Mom. (2026). A Place for Mom proprietary data.

2.

Economic Research Institute. (2026, May 5).  Cost of living data in Naperville, Illinois, United States.

3.

Census Reporter. (2024). Naperville, IL.

4.

Illinois Department on Aging. Community Care Program.

5.

Illinois Department of Healthcare and Family Services. Illinois Persons who are Elderly waiver.

6.

Illinois Department of Human Services. Aid to the Aged, Blind, and Disabled (AABD).

7.

Illinois Department of Healthcare and Family Services. Illinois Supportive Living Program.

8.

Medicare.gov. Medicare.

9.

Walk Score. (2026). Living in Naperville.